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          Royalty Free End-User License
              Agreement 
             The following legal document comprises the Photo Environments
              Free End-User License Agreement.  
            Photo Environments Royalty Free End-User License Agreement 
  Please read this Agreement carefully before purchasing or using
                any Photo Environments royalty free image ("Image"). 
             1-              By using an Image in one of our Photo CD's or exercising any
                rights granted
                under this End-User License Agreement (the "Agreement"),
              you agree to be bound by this Agreement. All sales are final. We
              will replace any CD that is damaged with an exact duplicate of
              the gallery you purchased.  Joan Yarfitz
              owns the rights to the Images, CD, and Photo Environment Website.  
               
              2- Conditioned upon your payment of the purchase price for the CD
  and your compliance with the terms of the invoice and this Agreement (including
  all restrictions), Photo Environments grants to you a non-exclusive, non-transferable
  right to use and reproduce Images from the CD or the Photo Environments Website
  in the following,
  and only the following, ways: 
   
  Type
  of usage per license. 
Personal Use: 
Personal website 
Personal, non-profit newsletters 
Personal Greeting Cards 
Personal musical cd labels 
            Professional
                  Licensing Tier One: 
  * Brochures / Catalogs distribution up 500 
  * Corporate Communications distribution up to 1000 
  * Annual Reports distribution up to 500 
  * Single Sheet Flyers / Sell Sheets distribution up to 500 
  * Promotional Post Cards distribution up to 300 
  * CD-ROM / On Screen Visual distribution up to 700 
  * General Packaging distribution up to 500 
  * Packaging For Musical CDs and Tapes distribution up to 500 
  * Books distribution up to 700 
  * Magazine (Editorial) distribution up to 1000 
  * Business Cards / Stationery distribution up to 1000 
  * Newspapers (Editorial) distribution up to 1000 
  * Credit Cards distribution up to 300 
  * Phone Books distribution up to 1000 
   
  Professional
  Licensing Tier Two: 
* Brochures / Catalogs unlimited distribution  
* Corporate Communications unlimited distribution  
* Annual Reports unlimited distribution  
* Single Sheet Flyers / Sell Sheets unlimited distribution  
* Promotional Post Cards unlimited distribution  
* CD-ROM / On Screen Visual unlimited distribution  
* General Packaging unlimited distribution  
* Packaging For Musical CDs and Tapes unlimited distribution  
* Books unlimited distribution  
* Magazine (Editorial) unlimited distribution  
* Business Cards / Stationery unlimited distribution  
* Newspapers (Editorial) unlimited distribution  
* Credit Cards unlimited distribution  
* Phone Books unlimited
distribution  
 
Professional Licensing Tier Three 
Please contact us regarding restrictions and prices for any of the following
uses. 
* Screensavers  
* Electronic Greeting Cards
 
* Broadcast Video 
* Film 
* Multimedia including Film and Video, and CDROMs
 
 
    3- Restrictions. Joan Yarfitz or Photo Environments may
    at any time during the term of this Agreement notify you that certain Images
    are no longer available
    for
    use
    under this
    Agreement
    and upon such notification, the license granted by Photo Environments shall
    automatically and immediately terminate. Your sole remedy for any recalled
    Image shall
    be, at Photo Environment's sole discretion, the replacement of such recalled
    Image with another
    Image or refund of any license fee paid attributable to such recalled Image.
    Photo Environments cannot anticipate all possible uses of an Image, either
    alone or in combination with other material that you, or you on behalf of
    your
    client(s),
    may make. You are solely responsible for the use of any Image in combination
    with any other material. Without limitation, Images may not be utilized: 
    -as a trademark or service mark 
    -for any pornographic, unlawful purpose or use 
    -to defame any person 
    -to violate any person's right of privacy or publicity 
    -to infringe upon any copyright, trade name, trademark, or service mark of
    any person/entity 
    -for uses covering sensitive subjects including, without limitation, topics
    that may depict the subject matter of an Image in a negative or unfavorable
    light or subject persons to ridicule, and topics regarding all sexual issues,
    substance abuse, physical or mental abuse, alcohol, drugs, tobacco, AIDS, cancer,
    or serious physical or mental ailments, or the disparagement of a person or
    product 
     
    4-"Non-transferable" as used in section 2, means that the work
    you produce using an Image must be for your own use, or if purchased on behalf
    of your employer or client, your employer or client must be the end-user
    of your work. You may not sell, rent, loan, give, sublicense, or otherwise
    transfer
    to anyone either the CD or an Image, or the right to use the CD or an Image
    (except insofar as an Image has been incorporated by you into one of the
    permitted uses enumerated in section 2 of this Agreement), and nothing
    you produce
    shall grant or purport to grant to any third party a right to use or duplicate
    an Image. You agree to take all commercially reasonable steps to prevent
    third parties from duplicating or distributing the Images. 
     
    5- When a CD is purchased by a company, this license Agreement authorizes
    no more than five (5) individuals to use the Images contained on the CD and
    exercise
    the rights described in this Agreement. You may not place the CD or an Image
    on computer or other storage device that is accessible by more than one (1)
    user at a time via a network connection or otherwise. 
     
    6- You shall indemnify and defend Photo Environments and its image providers
    against all claims, liability, damages, costs and expenses, including reasonable
    legal
    fees and expenses, arising out of or related to (i) a breach of this Agreement,
    (ii) the use or modification of any Image or combination of any Image with
    any other material, (iii) your failure to abide by any restriction regarding
    the use of an Image, or (iv) any claim by a third party related to the use
    of an Image, alone or in combination with any other material. 
     
    7- Limited Warranty. Subject to the restrictions and limitations regarding
    your use of an Image contained in this Agreement, Photo Environments warrants
    that it owns or
    has obtained sufficient rights to the copyright for the Image(s) to grant
    you the limited license under this Agreement. Additionally, Photo Environments
    warrants that
    the digital copy of the Image(s) provided by Photo Environments to you will
    be free from defects in material and workmanship (but not visual artifacts
    inherent
    in
    the original Image) for ninety (90) days following delivery via mail;
    and,
    Photo Environments will, as your sole and exclusive remedy for your inability
    to use an Image on our CD's and at its sole discretion, provide you with
    a replacement of
    the
    digital
    copy of such Image, or CD. All sales are finals.  Photo Environments 
    makes
    no
    warranties
    nor
    shall
    Joan Yarfitz or Photo Environments be liable for any Image which: (a) has
    been modified by you (b) has been combined by you with other images, products,
    content
    or
    materials,
    or
    (c) Photo Environments has previously notified you not to license or otherwise
    use. 
             Neither Photo Environments, Joan Yarfitz nor any of its employees,
               shall be liable for any indirect,
              consequential punitive, or incidental damages arising out of the
              use of, or the inability to use, the CD or Website or an Image,
              even if Photo Environments has been advised of the possibility
              of such damages. In no event shall Photo Environments' liability
              (whether in tort,
              contract,
              or otherwise) arising out of or relating to your use of the CD
              or Image(s) or inability to use the CD or the Image(s) exceed U.S.$1,000.00,
              regardless of the number of claims or Images used. 
             EXCEPT AS PROVIDED IN THIS SECTION, PHOTO ENVIRONMENTS MAKES
              NO WARRANTIES (EXPRESS OR IMPLIED) WITH RESPECT TO IMAGES OR TO
              PHOTO ENVIRONMENTS'
              PERFORMANCE
              OF ITS OBLIGATIONS. PHOTO ENVIRONMENTS OR JOAN YARFITZ  
              MAKES NO OTHER WARRANTY,
              EXPRESS
              OR IMPLIED
              REGARDING ANY IMAGES, OR ANY RIGHTS OR LICENSES UNDER THIS AGREEMENT
              INCLUDING, WITHOUT LIMITATION, THAT THE IMAGES ARE ERROR FREE,
              THE IMPLIED WARRANTIES OF MERCHANTABILITY, TITLE AND FITNESS FOR
              A PARTICULAR PURPOSE, OR NONINFRINGEMENT. 
               
              8- This Agreement shall be governed by the laws of the California, except
  its conflict of laws rules. Venue for any action respecting this Agreement,
  an Image, or use or attempted use of the CD, shall be in the state and federal
  courts sitting in Los Angeles County, California and you hereby consent to
  the jurisdiction of such courts. This Agreement may not be assigned, nor modified
  by any purchase
  order, without Photo Environments written consent.  
   
   
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